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Environmental Risk Management

Greater emphasis on Environmental Risk Management in new CRE Lending Handbook

Greater emphasis on Environmental Risk Management in new CRE Lending Handbook Read More »

Environmental Bankers Association San Francisco 2013 Recap

This year’s bi-annual summer Environmental Bankers Association (EBA) meeting was held in San Francisco earlier this week. As expected, we covered many interesting topics of particular concern to the environmental professional and lending communities. Lawyer-Speak The kick off panel for the EBA San Francisco conference consisted of four lawyers covering trends in banking, business and real estate t... Read More »

Partner Spring Webinars

Partner Engineering and Science, Inc. is pleased to launch our spring webinar series. This series offers new and updated webinars that discuss commercial real estate trends, standards updates and changes as they affect the commercial real estate industry. Registration for all webinars is at no cost to industry professionals. Webinar Topics Include: The Essentials of Seismic Risk Assessments Why sh... Read More »

Radon Affects Real Estate Deals

Being that Colorado is an area with a high radon propensity, it is important to know how radon can impact a real estate transaction.  Sellers, lenders, and developers need to be aware of the risks of radon and how it can impact their commercial real estate deal.   Radon testing can be completed to assess whether a particular building has elevated levels and radon mitigation, if necessary, can ofte... Read More »

Cliff Notes from CMBA State of the State

It’s been a full month since this year’s MBA CREF conference and time to look back at the conference happenings. During the 2013 MBA CREF conference that took place from February 2 through February 6, the California Mortgage Bankers Association (CMBA) presented their State of the State breakfast.  This year, Mary K. Ludgin, Ph.D., Managing Director, and Director of Global Investment Re... Read More »

SBA SOP 5010 5 (E)- NAICS Codes for Environmentally Sensitive Industries

An Old Persian Proverb teaches that “One pound of learning requires ten pounds of common sense to apply it.”  By applying this lesson when reading through Appendix 4 of the current SBA SOP 5010 5 (E) the NAICS Codes of Environmentally Sensitive Industries, lenders can save their borrowers time and money. I’ve had many lenders contact me with an order for a Phase I Environmental Site Assessment sol... Read More »

Quality Control / Quality Assurance – Phase I Environmental Site Assessments

Phase I ESA QA/QC - how/when do things slip through the cracks? Read More »

SBA Loan Requirements

In accordance to SBA’s SOP 5010 5 (C), when obtaining a 504 or 7a Loan SBA requires an Environmental Investigation of all commercial Property upon which a security interest such as a mortgage, deed of trust, or leasehold deed of trust is offered as security for a loan or debenture. The type and depth of an Environmental Investigation to be performed varies with the risks of Contamination. Here is ... Read More »

Phase I Environmental Site Assessment – SBA

You’ve been told you need to have a Phase I Environmental Site Assessment (ESA) and now may be looking for answers to the questions: Why you need one Where you get them How much they cost How long do they take Will it meet the Small Business Administration (SBA) environmental requirements . When ordering a Phase I Environmental Site Assessment (ESA) you want to make sure that: It is AAI (All Appro... Read More »

Phase I Environmental Site Assessment Risk Decisions (2 Comments)

Entry by JoeDerhake Entry When doing Phase I Environmental Site Assessments, sometime the facts are on the border between a recognized environmental condition and an environmental issue.   This blog is my latest in a series of borderline decisions.   Here is the scenario: the Phase I ESA finds a classic REC on site.  Let’s say we have 15 years of dry cleaners on-site in the 1970s and 1980s—clearly... Read More »

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